What Subrogation Means for Your Settlement Subrogation is the legal right of insurance companies or healthcare providers who paid your medical bills to recover those amounts from your injury settlement. When your health insurance covers accident-related treatment, that insurer can claim reimbursement from the at-fault driver’s insurance or your settlement proceeds. This right ensures that negligent parties ultimately bear the financial burden of injuries they caused rather than innocent insurers or healthcare providers. Understanding subrogation protections helps you anticipate how much of your settlement you’ll actually receive after satisfying these repayment obligations. Types of Medical Liens Hospital liens represent statutory rights that hospitals can file to secure payment for emergency…